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About
Resources
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Self Help Hub
(0)
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About
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Guides and Services › Financial Separation Toolkit

Financial Separation Toolkit

£15.00

Most of what solicitors bill £300+/hour for at the start of a financial case is basic data collection: gathering account numbers, calculating net equity, and extracting your proposals.

This toolkit lets you do that groundwork yourself before the legal clock starts running.

How it works:

  • Model the Numbers (Excel): Plug in your assets, debts, and pensions to automatically calculate total net equity, 50/50 division models, and realistic borrowing capacity for rehousing.

  • Structure the Proposal (Word): Work through the exact decisions required for a binding Financial Consent Order and Form D81—including property buyout feasibility, clean break terms, pension sharing, and untangling joint debts.

  • Save Thousands on Legal Time: Walk into mediation or your first solicitor consultation with a complete, structured settlement draft ready to check and formalise, rather than building it from scratch.

Most of what solicitors bill £300+/hour for at the start of a financial case is basic data collection: gathering account numbers, calculating net equity, and extracting your proposals.

This toolkit lets you do that groundwork yourself before the legal clock starts running.

How it works:

  • Model the Numbers (Excel): Plug in your assets, debts, and pensions to automatically calculate total net equity, 50/50 division models, and realistic borrowing capacity for rehousing.

  • Structure the Proposal (Word): Work through the exact decisions required for a binding Financial Consent Order and Form D81—including property buyout feasibility, clean break terms, pension sharing, and untangling joint debts.

  • Save Thousands on Legal Time: Walk into mediation or your first solicitor consultation with a complete, structured settlement draft ready to check and formalise, rather than building it from scratch.

© 2026 Navigating Separation. All rights reserved. Navigating Separation is operated by Mark Watson. Practical strategy, document support, and communication mentoring. Not legal advice or statutory legal representation. Contact: mark@navigatingseparation.com

DISCLAIMER: Navigating Separation provides practical strategy, communication coaching, document organisation, and litigant support based on personal experience. We are not a law firm and are not regulated by the Solicitors Regulation Authority (SRA) or the Bar Standards Board (BSB). We do not provide formal legal advice, statutory legal representation, accredited counselling, psychotherapy, or family mediation. For legal advice, consult a qualified solicitor or direct-access barrister.

Mark is DBS Checked and carries full Public Liability and Indemnity insurance for the purposes of offering coaching and guidance.

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